Credit Limit for Working Capital & Material Purchases for companies with good track record.

Unlock smarter working capital solutions with Growmoreloans.com. Get unsecured and semi-secured purchase financing up to ₹100 Cr, reduce supplier costs, and save up to 12% annually on material purchases.

Growmoreloans.com – A Division of Intellex Strategic Consulting Pvt. Ltd.

At Growmoreloans.com, we specialize in providing innovative credit solutions that empower businesses to optimize their working capital, reduce purchase costs, and fund growth without traditional banking hurdles.

We aim to replace supplier credit by offering Purchase Financing Limits. With our support, you can make advance payments to your suppliers, enjoy cash discounts, and save 9–12% annually on material purchases.

We provide financing under the following structures:

1. Unsecured Purchase Financing
We directly pay your suppliers on your behalf, and you benefit from upfront cash discounts.
Features:
90-day rotation period.
Utilization-based interest rate of 1.20% per month (calculated daily).
Exposure between ₹1 Crore – ₹100 Crores (based on financials).
No collateral required – purely based on your books.

2. Semi-Secured Purchase Financing
Ideal for businesses seeking higher exposure with flexible terms.
Features:
120-day rotation period.
Utilization-based interest rate of 13.5% per annum (calculated daily).
Exposure up to ₹100 Crores.
Additional 50%–100% unsecured limit over and above the secured value (depending on financials).

3. Multipurpose Term Loans & Equipment Financing
Flexible financing tailored to business needs.

Highlights:

Payments to suppliers against GST/proforma invoices.

Payments to sister concerns, sub-contractors, or labor contractors.

Bill discounting on older invoices.

Savings of 10–15% per annum on raw material purchases.

No EMIs, no pre-closure charges, no minimum utilization. Interest charged only on the utilized portion (pro-rata basis).