How Much Gold Can You Keep at Home? Know the 2025 Rules!
Many people keep gold jewellery and coins at home as part of family savings or inheritance — but do you know how much is safe from Income Tax scrutiny?
No Fixed Legal Limit — But Source Matters!
-There is no restriction under the Income Tax Act on how much gold a person can own or store at home.
-However, during a tax raid or investigation, officers may ask you to prove the source of purchase or ownership.
-So, the real focus is not the quantity, but the source — whether it’s bought from declared income, inherited, or received as a legitimate gift.
CBDT Instruction No. 1916 (1994) – Non-Seizure Guidelines:
In 2025, these guidelines are still valid:
👰♀️ Married Woman – up to 500 grams
👩 Unmarried Woman – up to 250 grams
👨 Male Family Member – up to 100 grams
These are non-seizure limits, meaning authorities normally won’t confiscate gold up to these levels, even if purchase proof isn’t readily available.
-But if you have more, you just need to show legitimate evidence like bills, inheritance documents, or gift deeds.
New Declaration Requirement (Budget 2025 Update):
– From FY 2025–26, if your total income exceeds ₹1 crore, you must declare gold and other assets in the Schedule AL (Assets & Liabilities) of your Income Tax Return. 🧾
– This move ensures transparency of high-value assets like gold, real estate, and jewellery holdings.
Points for Tax Safety:
✅ Always buy gold through authorised dealers with proper GST invoices.
✅ Keep purchase receipts, inheritance proofs, and gift declarations safely.
✅ Avoid large cash purchases, as they can trigger compliance issues.
✅ Store jewellery valuation certificates for insurance and audit purposes.
In Short:
-You can keep any amount of gold at home as long as it’s legally acquired and well-documented.
-The Income Tax Department only acts against undisclosed or suspicious sources, not genuine family holdings.
Sudheendra Kumar ( Mobile /WhatsApp: 91-9820088394)
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