How Much Gold Can You Keep at Home? Know the 2025 Rules!
Many people keep gold jewellery and coins at home as part of family savings or inheritance — but do you know how much is safe from Income Tax scrutiny?
No Fixed Legal Limit — But Source Matters!
-There is no restriction under the Income Tax Act on how much gold a person can own or store at home.
-However, during a tax raid or investigation, officers may ask you to prove the source of purchase or ownership.
-So, the real focus is not the quantity, but the source — whether it’s bought from declared income, inherited, or received as a legitimate gift.
CBDT Instruction No. 1916 (1994) – Non-Seizure Guidelines:
In 2025, these guidelines are still valid:
👰‍♀️ Married Woman – up to 500 grams
👩 Unmarried Woman – up to 250 grams
👨 Male Family Member – up to 100 grams
These are non-seizure limits, meaning authorities normally won’t confiscate gold up to these levels, even if purchase proof isn’t readily available.
-But if you have more, you just need to show legitimate evidence like bills, inheritance documents, or gift deeds.
New Declaration Requirement (Budget 2025 Update):
– From FY 2025–26, if your total income exceeds â‚ą1 crore, you must declare gold and other assets in the Schedule AL (Assets & Liabilities) of your Income Tax Return. 🧾
– This move ensures transparency of high-value assets like gold, real estate, and jewellery holdings.
Points for Tax Safety:
âś… Always buy gold through authorised dealers with proper GST invoices.
âś… Keep purchase receipts, inheritance proofs, and gift declarations safely.
âś… Avoid large cash purchases, as they can trigger compliance issues.
âś… Store jewellery valuation certificates for insurance and audit purposes.
In Short:
-You can keep any amount of gold at home as long as it’s legally acquired and well-documented.
-The Income Tax Department only acts against undisclosed or suspicious sources, not genuine family holdings.
Sudheendra Kumar ( Mobile /WhatsApp: 91-9820088394)
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